On Time Payday Loans Representative Example: Amount of credit: £500 for 180 days. Total amount repayable of £660.27. Interest: £160.27. Interest rate: 65% pa (fixed). Representative 91% APR (variable).
Welcome to On Time Payday Loans
Friendly short-term loan options
Complete the form
Wait to be accepted
Receive your loan
A short-term or payday loan is a loan that is intended to cover a customers expenses until his or her’s next payday. A lender will usually charge a fixed fee per every £100 borrowed and the loan is until your next payday, regardless of when you apply.
Competitive and flexible
Times will vary based on the lender you have agreed your loan with and also the type of loan you are looking for. Usually a short-term loan can take as little as 30 minutes, this means funds can be sent to your account the same day as you are approved.
Loan advances should be used for short-term financial needs only, not as a long-term financial solution. Extensions are not automatically granted, and lenders will consider your extension request based on the information you provide and your current financial situation.
Who Can Apply?
You can apply if you are 18 years of age or older, living in the UK (England, Scotland, Wales and Northern Ireland), employed and receiving a regular weekly or monthly income which is paid into a valid bank account that accepts direct debits.