About Us

About Us

On Time Pay Day Loans is a secure financial broker that aims to give you a safe, fast, and simple experience when it comes to borrowing money for a short-term loan. As a local business, based within the United Kingdom our aim is to dominate the payday loan market by offering the fastest service available, and the most economically beneficial service in terms of APR. We are dedicated to following the rules set regarding responsible lending, which means we are committed to providing a service that both benefits and protects you from further financial trouble. Our agreements are made according to the rules of the financial conduct authority, and we make sure that every detail and process that takes place upon our website complies with the recommendations and regulations of loan procedures as soon as they are updated.

We want to be the website that you can rely on to arrange you money quickly and efficiently with no fuss or hassle should you find yourself in need of emergency funds. Here at On Time Pay Day Loans, we understand how troubling it can be when an unexpected problem arises and you are left with the struggle of attempting to find extra money that you simply don’t have. However, although we want to arrange you the money that you need to get by in a trying financial time, we are also dedicated to ensuring our panel of lenders only offer loans to the customers who can afford to pay them back, without getting themselves into further debt. Although we are a business that wants to dominate the UK market, we are also one that cares about our customers, and wants to provide the help that they need whenever possible. This means that we will always take the time to look into your individual situation before we arrange loans, even if you have applied with us in the past.

In order to apply for a payday loan with us, you will need to fill out a very simple form that will help us to assess the nature of your loan needs and how appropriate it is our panel of lenders to arrange a loan for that money. You must also be at least eighteen years of age, and be a permanent resident of the United Kingdom. We cannot arrange a loan for the money that you require unless you have an active bank account, and we typically expect everyone who arranges a loan with us to be in receipt of a consistent monthly income that would allow them to pay back the money they receive after their next pay check. With On Time Pay Day Loans, you can expect a service that thinks about your needs and puts your financial health and safety before anything else. We are completely serious about arranging loans responsibly, and will always offer you the best possible solution that we can when you are in a troublesome financial situation. However, it is important that you remember that a payday loan should only ever be used as an emergency or last-resort solution.

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We Guarantee

Accurate Instant Decisions

Submit your personal details into our application system, and we’ll help you get a quick near instant decision with our lenders or brokers.

Short Application Form

Submit your details into our simple, short and sweet application form, let us do the hard work for you!

How To Apply

Representative Example: Amount of credit: £500 for 180 days. Total amount repayable of £660.27. Interest: £160.27. Interest rate: 65% pa (fixed). Representative 91% APR (variable).